Terms and Conditions for Online Payments

The Terms and Conditions contained herein shall apply to any person (“User”) using the services of Turning Point. for making online payments through an online payment gateway service (“Service”) offered by TechProcess Payment Services Ltd., through Turning Point.’ website i.e. mycord.com, mycord mobile app, elixcell.com Each User is therefore deemed to have read and accepted these Terms and Conditions.

A.Privacy Policy Turning Point. respects and protects the privacy of the individuals that access the information and use the services provided through them. Individually identifiable information about the User is not wilfully disclosed to any third party without first receiving the User’s permission, as covered in this Privacy Policy.

This Privacy Policy describes Turning Point.’ treatment of personally identifiable information that Turning Point. collects when User is on the Turning Point.’ website. Turning Point. does not collect any unique information about the User (such as User’s name, email address, age, gender etc.) except when the User specifically and knowingly provides such information on the Website. Like any business interested in offering the highest quality of service to clients, Turning Point. may, from time to time, send email and other communication to the User tell them about the various services, features, functionality and content offered by Turning Point. website or seek voluntary information from you.

Please be aware, however, that Turning Point. will release specific personal information about the User if required to do so in the following circumstances:

i. In order to comply with any valid legal process such as a search warrant, statute, or court order, or

ii. If any of User’s actions on Turning Point.’ website violate the Terms of Service or any of Turning Point.’ guidelines for specific services, or

iii. To protect or defend Turning Point.’ legal rights or property, the Turning Point. site, or Turning Point. Users; or

iv. To investigate, prevent, or take action regarding illegal activities, suspected fraud, situations involving potential threats to the security, integrity of Turning Point. website/offerings.

User expressly agrees that his/ her use of the aforesaid online payment Service is entirely at own risk and responsibility of the User.